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Ask Huckleberry

Expert answers to all your business insurance questions.

What should I do if my Pennsylvania employee is injured?

It’s difficult when a member of your team faces a workplace injury, but we’re here to help you navigate it. Here’s what to do immediately following the incident...

Here's what workers' comp covers in Pennsylvania

Workers’ comp doesn’t have limits in the same way that other insurance coverages do. Instead, the State of Pennsylvania has already made coverage decisions for you, and you’ll get...

Can I exclude owners and officers from workers' comp in Pennsylvania?

Let’s look at whether you can exclude anyone from workers’ comp coverage in Pennsylvania...

What happens if I don't buy workers' comp for my Pennsylvania business?

You really don’t want to go without workers’ comp. The consequences could include hefty fines, jail time, and lawsuits...

Is workers’ comp required for my Pennsylvania business?

The short answer: if you have an employee on your payroll, you need workers’ comp. Even if you only have one employee, you must have worker’s comp. That counts for full-time...

The complete guide to Pennsylvania workers’ compensation requirements

If you’ve got questions about workers’ comp requirements in Pennsylvania, you’ve found the right article...

What do I need to do before renewing my workers’ comp policy?

Okay, you’re coming up on your workers’ comp renewal date. Here’s a handy list of things to do (and think about) to make the process as stress-free as possible...

How do I buy workers’ comp insurance for my company?

Here’s the general process for getting workers’ comp for your business: Get a broker; Fill out an insurance questionnaire; Provide supporting documents (payroll records and other...

Is workers’ compensation required for my business?

The short answer? If you have an employee who spends regular time in California, then yes. But we’ll dig a little deeper. Let’s go through some common work situations and how...

What happens if I don’t buy workers’ compensation insurance for my...

There are quite a few consequences to going without workers’ comp, and none of them are good. If you don’t get workers’ comp for your business, you could personally face fines and...

How do I change my workers’ compensation insurer?

Switching to another workers’ compensation insurer is pretty simple. Here’s how the general process goes: 1. First, check your current workers’ comp contract...

What does workers’ comp cover, anyway?

Workers’ comp covers any injury or illness related to an employee’s job. For example, an employee can claim workers’ comp benefits if they hurt their back while lifting a heavy...

What do I need to do when my employee is injured and needs workers' comp?

It’s stressful when a member of your team goes down on the job. But here’s exactly what you need to do in the state of California to get through the situation...

How do I get lower rates on my workers’ comp insurance?

First things first. Let’s talk about how workers’ comp is calculated. Workers’ comp rates are calculated primarily from the size of a company’s payroll. As payroll goes up, so...

Why do I need workers’ comp insurance?

You need workers’ comp because it is required by law just about everywhere. Without it, your business could face fines, penalties, and a potential lawsuit...

What is workers' comp insurance? How does it work?

Workers’ compensation insurance is a policy that protects your employees in case they are ever hurt on the job. If your employee gets injured or sick because of their work...

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